ERISA - Michigan Long Term Disability Attorney
LONG TERM DISABILITY CLAIM DENIAL
If you purchased a Long Term Disability policy on your own or through your employer, and you are now unable to work, you may have a claim for benefits through that policy.
Many of the leading disability insurance companies engage in systematic strategies to deny claims. Aided by an ERISA law that gives them procedural advantages, these companies have many means at their disposal to intimidate or outwit legitimate claimants. It is our job to level the playing field for an individual who wants to expend his or her energy recovering from their illness, rather than fighting with an insurance company.
Long term disability insurers count on the fact that you probably won't know their rules and procedures and, as a result, you will have a more limited chance of fighting to win your disability benefits. Long term disability insurance carriers are not impartial, quite the opposite is true. Long term disability insurers have a vested interest in the outcome of long term disability claims. In other words, the more claims they approve and pay out, the less "financially healthy" their bottom line is. And the fewer long term disability cases they approve, the greater their profit margins will be. It is for this reason in particular, that it is in your best interest to consult with a Michigan long term disability attorney at Allan W. Ben P.C. well before a long term disability claim has been denied and even before a long term disability claim has been initiated and filed.
MICHIGAN LONG TERM DISABILITY ATTORNEY
If you retain a Michigan long term disability lawyer at Allan W. Ben P.C., we will assist you with initial long term disability claim filings, appeals, litigation, and claim management. We will help you communicate effectively with your insurance company and your doctors. We will advise you about how to conduct your life in a way that does not harm your case, and how to respond to the actions and requests of your disability insurance company.
Our Detroit ERISA attorneys frequently negotiate settlements and buyouts for our clients. A successful case usually results in reinstatement of benefits or a lump sum payment from the insurance company.
LONG TERM DISABILITY CLAIM TIME LIMITS
There are time limits to all claims under the ERISA statute, and every stage of your case is subject to a deadline. You should not delay in proceeding with your ERISA claim or obtaining legal advice to clarify these deadlines. For a free consultation with an experienced Michigan attorney, call toll-free at 1-866-540-0677.
For more information on Michigan long term disability claims review our ERISA/Long-Term Disability F.A.Q.
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